Our investment approach
Our investment partners, AllianceBernstein, have more than $500,000,000,000 in assets under management and over 50 years of experience in investment management. We review their performance every year to make sure they are consistently delivering superior performance.
When you request a ride in an mobile app you do not need to select the driver, the car and its accessories. In a similar way, you tell us where you are at and your preferences and we show you where you can go to.
Based on your personal choices, we match you to one of the over 50 funds in our platform. You make the important decisions and we make sure your pension reflects them.
As a rule of thumb, your investments at Collegia are more adventurous at the beginning of your retirement journey. As you approach retirement, they become more cautious. The Collegia pension reflects where you are in your personal retirement journey.
The Collegia pension takes Environmental, Social and Corporate Governance (ESG) factors into consideration when making investments. Beyond that, the Collegia App also allows you to choose stricter ethical considerations that will guide your pension.
We are regulated by the Financial Conduct Authority and part of the Financial Services Compensation Scheme (FSCS) – with 100% protection! Even though when investing your money (capital) is always at risk, we make sure it’s done in the safest and most responsible way.