OUR INVESTMENT APPROACH

Sustainable investments made easy

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Experienced

50 years of experience in investment management, and specifically in retirement investments.

Sustainable

Sustainability embedded in the research and investment process.

Fit for purpose

All the investments are centred around your life when you retire.

Professionally managed

Your money is with a team of experts that take care of it on a daily basis. You can rest easily.
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World leading ESG investment managers

All Collegia funds have been designed specifically for Collegia by Alliance Bernstein, a world class specialist in sustainable investments which manages around $750bn globally
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Wholesale not retail fees

The Collegia funds benefit from Alliance Bernstein’s negotiating with assets providers such as BlackRock and State Street, so Collegia and its members benefit from a wholesale pricing.
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ESG Target Date Funds mean a managed glide path to retirement

Collegia’s revolutionary ESG Target Date Funds mean that members have a ESG plan all the way to their chosen retirement age without having to worry about changing their investment profile

Experienced

50 years of experience in investment management, and specifically in retirement investments.

Sustainable

Sustainability embedded in the research and investment process.

Fit for purpose

All the investments are centred around your life when you retire.

Professionally managed

Your money is with a team of experts that take care of it on a daily basis. You can rest easily.

Choices that make sense

When you hail a ride sharing app you don’t have to select how much fuel will be used or the exact car model. Rather, you choose the level of comfort and from where and to where you want to go. It is the same with Collegia.

Based on when you want to retire, contributions levels you’re comfortable with and ethics you care about, we show you what kind of retirement you’ll be able to afford and invest your pension in a manner that reflects and respects your choices.

Investments that change with you

As a rule of thumb, your investments at Collegia are more adventurous at the beginning of your career. As your retirement age approaches, they become more cautious.

This allows you to efficiently build your pension savings when you’re young, while slowly preparing them for your retirement as it gets closer.

Your Collegia pension reflects where you are in your personal retirement journey.

For our shared future: people and planet

By default, the Collegia app invests employees’ money in companies that are highly rated for environmental sustainability, relationships with stakeholders, attitudes to human rights, supply chain labour standards and the countering of bribery. Controversial industries, such as fossil fuels and coal, are avoided. It is also possible for employees to downgrade their sustainability score and choose less strict considerations that will guide their pension and retirement - but ESG integrations will always be there.

Our funds are managed by AllianceBernstein, one of the world’s most trusted investment firms.
Discover Collegia’s Sustainable Target Date Funds

Getting into the details

Here are some explanation about how Collegia works.
Collegia sustainable target date fund range
A Simple And Effortless Way To Invest
When you save into one of the Collegia Sustainable Retirement Strategies funds, you’re diversifying your money — you’re not putting all your eggs in one basket. Your pension savings are invested, proactively managed, and overseen on a daily basis by an experienced fund management team at AllianceBernstein, a global asset management firm. It is their responsibility to review and adjust your investment mix so it is always appropriate for your age, being mindful of the time horizon that remains until your anticipated retirement age when you may wish to begin accessing your pension.
How We Define Sustainable Investing
To be sustainable a portion of the portfolio will be invested in companies that benefit society and the environment. This is achieved by ensuring those companies align with the United Nations 17 Sustainable Development Goals. In 2016, the UN established these goals as an aspirational view of what the world could look like in 2030, and addressed issues including poverty, hunger, climate, gender equality and education. We encompass these with an emphasis on climate, healthcare, and empowerment, whilst minimising controversial business activities. There are investment exclusions to weapons, coal, nuclear power, tobacco, alcohol, pornography, and gambling*.
Download the Collegia Sustainable Target Date Fund Range Brochure
Cost Breakdown
Fund Cost 0.29%
Collegia AMC 0.10%
Total (Ongoing Cost to the Funds) 0.39%
Collegia Sustainable Target Date Fund 2012 - factsheetCollegia Sustainable Target Date Fund 2015 - factsheetCollegia Sustainable Target Date Fund 2018 - factsheetCollegia Sustainable Target Date Fund 2021 - factsheetCollegia Sustainable Target Date Fund 2024 - factsheetCollegia Sustainable Target Date Fund 2027 - factsheetCollegia Sustainable Target Date Fund 2030 - factsheetCollegia Sustainable Target Date Fund 2033 - factsheetCollegia Sustainable Target Date Fund 2036 - factsheetCollegia Sustainable Target Date Fund 2039 - factsheetCollegia Sustainable Target Date Fund 2042 - factsheetCollegia Sustainable Target Date Fund 2045 - factsheetCollegia Sustainable Target Date Fund 2048 - factsheetCollegia Sustainable Target Date Fund 2051 - factsheetCollegia Sustainable Target Date Fund 2054 - factsheetCollegia Sustainable Target Date Fund 2057 - factsheetCollegia Sustainable Target Date Fund 2060 - factsheetCollegia Sustainable Target Date Fund 2063 - factsheetCollegia Sustainable Target Date Fund 2066 - factsheetCollegia Sustainable Target Date Fund 2069 - factsheetCollegia Sustainable Target Date Fund 2072 - factsheetCollegia Sustainable Target Date Fund 2075 - factsheetCollegia Sustainable Target Date Fund 2078 - factsheet
Collegia target date fund range
A Simple And Effortless Way To Invest
When you save into one of the Retirement Strategies funds, you’re diversifying your money—you’re not putting all your eggs in one basket.Your pension savings are invested, proactively managed, and overseen on a daily basis by an experienced fund management team at AllianceBernstein, a global asset management firm. It is their responsibility to review and adjust your investment mix so it is always appropriate for your age, being mindful of the time horizon that remains until your anticipated retirement age when you may wish to begin accessing your pension.
Download the Collegia Sustainable Target Date Fund Range Brochure
Cost Breakdown
Fund Cost 0.29%
Collegia AMC 0.10%
Total (Ongoing Cost to the Funds) 0.39%
Collegia Target Date Fund 2012 - factsheetCollegia Target Date Fund 2015 - factsheetCollegia Target Date Fund 2018 - factsheetCollegia Target Date Fund 2021 - factsheetCollegia Target Date Fund 2024 - factsheetCollegia Target Date Fund 2027 - factsheetCollegia Target Date Fund 2030 - factsheetCollegia Target Date Fund 2033 - factsheetCollegia Target Date Fund 2036 - factsheetCollegia Target Date Fund 2039 - factsheetCollegia Target Date Fund 2042 - factsheetCollegia Target Date Fund 2045 - factsheetCollegia Target Date Fund 2048 - factsheetCollegia Target Date Fund 2051 - factsheetCollegia Target Date Fund 2054 - factsheetCollegia Target Date Fund 2057 - factsheetCollegia Target Date Fund 2060 - factsheetCollegia Target Date Fund 2063 - factsheetCollegia Target Date Fund 2066 - factsheetCollegia Target Date Fund 2069 - factsheetCollegia Target Date Fund 2072 - factsheetCollegia Target Date Fund 2075 - factsheetCollegia Target Date Fund 2078 - factsheet
HSBC UCITS Common Contractual Fund Islamic Global Equity Index Fund

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By making an investment, your capital is at risk. The value of your Collegia Pension depends on market fluctuations outside of our control and you may get back less than you invest. Past performance is no indicator of future performance.

The tax treatment of your Collegia Pension depends on your individual circumstances and may be subject to change in the future. You should seek financial advice if you are unsure about investing.

Collegia is registered in England and Wales as Collegia Partners Limited (No. 11730266), 264 Banbury Road, Oxford OX2 7DY. We are authorised and regulated by the Financial Conduct Authority under registration number 922214. Collegia is a HMRC-registered pension scheme (PSTR 20004161RJ) and HMRC-authorised pension administrator (ID A2001642). The Collegia Pension also offers 100% FSCS protection.
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