OUR INVESTMENT APPROACH
World-leading investment managers
All Collegia funds have been designed specifically for Collegia by Alliance Bernstein, a world-class specialist in sustainable investment which manages around $750bn globally.
Wholesale not retail fees
The Collegia funds benefit from Alliance Bernstein’s negotiating might with assets providers such as BlackRock and State Street, so Collegia and its employers and members benefit from a wholesale pricing.
Managed glide path to retirement
Collegia’s revolutionary Pathway to Retirement means we gradually adjust your pension investments over time, moving from higher-growth opportunities when you’re younger to more stable, lower-risk options as you approach retirement. Automatically.
Experienced
50 years of experience in investment management, and specifically in retirement investments.
Sustainable
You can also choose the Collegia Sustainable Target Date Fund range.
Fit for purpose
All the investments are centred around your life when you retire.
Professionally managed
Your money is with a team of experts that take care of it on a daily basis. You can rest easily.
When you hail a ride-sharing app you don’t have to select how much fuel will be used or the exact car model. Rather, you choose the level of comfort and from where and to where you want to go. It is the same with Collegia.
Based on when you want to retire, the contribution levels you’re comfortable with and ethics you care about, we show you what kind of retirement you’ll be able to afford and invest your pension in a manner that reflects and respects your choices.
As a rule of thumb, your investments at Collegia are more adventurous at the beginning of your career. As your retirement age approaches, they become more cautious.
This allows you to efficiently build your pension savings when you’re young, while slowly preparing them for your retirement as it gets closer.
Your Collegia Pension reflects where you are in your personal retirement journey.
The Collegia Pathway to Retirement Strategy is designed to make investing for your future effortless. Using a smart, age-based approach, your pension starts in growth-focused investments when you’re far from retirement, then gradually shifts toward more stable, lower-risk funds as you get closer. This automatic adjustment means your money works harder in the early years, while protecting more of it when you need it most. Powered by five transparent, expertly managed funds, the strategy removes the guesswork from investing and keeps you in the right fund at the right time. You can update your retirement date at any point, and the plan will adapt instantly — giving you a clear, flexible, and stress-free route to building the future you deserve.
Our funds are managed by AllianceBernstein , one of the world’s most trusted investment firms.
More information about how Collegia works.
